Business Law

Business Law Annual Review Issue 1, 2022 (Annual Review)

Consumer Financial Services Committee: 2021 Year in Review

Michael R. Guerrero and John Kimble*

Michael R. Guerrero is a partner at Ballard Spahr LLP. He serves as a Co-Chair of the California Lawyers Association’s Consumer Financial Services Committee.

John Kimble is an associate in the Los Angeles office of Manatt, Phelps and Phillips, LLP. John advises clients on laws and regulations surrounding mortgage lending, auto lending, consumer and commercial lending, deposit accounts, payment systems, blockchain and decentralized finance, and life and health insurance products.

While 2020 brought sweeping changes to the California consumer financial services industry with the enactment of the California Consumer Financial Protection Law ("CCFPL") and the Debt Collection Licensing Act ("DCLA"), 2021 was no laggard.

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