Business Law

Business Law Annual Review 2016

Legislative Update – Consumer Financial Services

Brian Farrell and Ryan Beall

Brian Farrell is an associate at Sheppard, Mullin, Richter & Hampton, LLP. He is a business litigation attorney specializing in consumer finance, creditors’ rights, business torts, and appellate practice. He can be reached at bfarrell@

Ryan Beall is a third-year law student at the University of California, Irvine, School of Law. Upon graduation, Mr. Beall will serve as law clerk to the Honorable Christopher Klein, U.S. Bankruptcy Judge, Eastern District of California.

The following is a listing of 2015 bills impacting consumer financial services. It is not intended to be exhaustive. Moreover, only those bills noted as chaptered have been enacted into law. The full text of any bill of interest should be examined for further details. This article examines the distinctions between "existing law" (the state of the law existing before enactment of the bills discussed herein) and "new law" (the changes reflected by the bills discussed herein).

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