Business Law

Business Law News 2015, Issue 3

BLN Editorial Board: Message from the Issue Editors

Samire Elhouty and David A. Saltzman

We are proud to present the third issue of the Business Law News of 2015, which you now hold in your hand. This is an oversized issue, jam-packed with articles designed to provide practical guidance to business lawyers on a number of different subjects.

In the first article, starting on page 7, Jennifer A. Duncan and Alicia H. Tortarolo summarize the enforcement activities conducted by the Consumer Financial Protection Bureau (CFPB) in 2014. The CFPB, formed pursuant to the Dodd-Frank Act, has supervisory authority over banks and credit unions with total assets of more than $10 million, as well as certain non-bank entities. As the CFPB has been expanding its reach in the consumer financial services industries, this article can help business law practitioners get up to speed on the CFPB’s enforcement activities.

Everyone knows that California is currently suffering from a terrible drought. What most people do not know is that California has been the only state that does not regulate groundwater. Thus, landowners have been free to pump groundwater however they see fit without any state interference—until now. Governor Brown has signed three bills into law that, combined, regulate groundwater use in California as the Sustainable Groundwater Management Act. In the second article, Regulate or Be Regulated: The Impact of Landmark Groundwater Legislation on Local Agencies, Kenneth J. Price and Lauren D. Layne provide an overview of the new law and the governmental agencies that will enforce it.

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